Already signed up?

SmartCover

Stangen Life Cover

The smart choice

Leaving a legacy and looking after the ones you love for life is all about planning. With our cover options, you’ll know that your family and financial commitments will be taken care of when you’re gone. We know you are trying to make the best choices for your family. Look after their future by extending your cover to include salary protection, critical illness and disability cover. Now that’s wise.

Benefits

Up to R5 million cover

Customize your cover to suit you and your family's needs. Qualify for up to R5 million cover from a trusted provider that will look after your loved ones.

Take care of your bills

Being responsible is about more than doing the right thing today; it’s about thinking ahead and making sure you make wise choices that last a life time. And with us, you can.

No Waiting Period

Our Life Cover has no waiting period allowing you to get the cover you need and be covered as soon as possible.

No Medical Exams

In an effort to provide quality products that put our clients first and save them time; there are no medical exams required to qualify for this product*

What does my Life Cover do?

As far as insurance goes, life cover is pretty straightforward: if you die for any reason, the cover amount (or sum assured) is paid out to whoever you choose (your beneficiaries). With life cover in place, you’ll know that your family and financial commitments will be taken care of when you’re gone. That’s the Stangen way – being wise about life.

What can my Life Cover be used for?

Settling your personal debts, family debts, medical bills, paying school fees and more. Your beneficiaries can choose!

Providing investment income for dependents’ recurring expenses such as education and living costs.

Leaving an inheritance for beneficiaries.

What does my Life Cover not cover?

If death is caused by suicide committed within 24 months from commencement or reinstatement date of a policy.

Should there be an increase in cover amount, the 24 months period will apply to the increased cover amount from the effective date.

How much Life Cover can I buy?

Depending on your income, you can qualify for Life Cover of between R100 000 and R5 million.

When does my Life Cover expire?

Life Cover only expires at death, provided you maintain your premium payments.

How can I customise my Life Cover?

We offer an accelerated funeral add-on; whereby we prioritise a speedy payment to your beneficiaries to cover funeral expenses, whilst completing the rest of the claims assessment process for the remainder of the Life Cover amount.

How does Accelerated Funeral work?

In the event of your death, the funeral cover amount of up to R30 000 will be paid to your nominated beneficiaries within 24 hours of all required information for a valid claim being received. The remaining portion of the Life Cover amount will be paid after a full claims investigation has been completed.

*Depending on your risk profile you may be required to go for an HIV test.

Who we work with.

We pride ourselves on being forward thinkers, with a focus on customer excellence.

Our trusted partners include:

More about our partners here >

Sign up for free to get started

First Name

Last Name

ID Number

Cell

Promo Code

I accept the terms and conditions.

Don't have an SA ID number? Please contact us.

* Feel free to explore the process. Please note, however, that the finalisation of your will requires a payment of R610.
More on Smartwill's products >

What some of our customers think.

"The process of updating my will was so overwhelming that I had snoozed the reminder on my to-do list since my my second child was born... and he is almost three. Then I found SmartWill.
The website is so intuitive and extremely simple. I found myself wondering whether it was too simplistic! The website guides you through an easy, step-by-step process that you can complete in your own time, in the comfort of your home. It takes an overwhelming task, and breaks it down into easy-to-answer questions. The cost is nominal, the quality is extraordinary. You don’t need to make an appointment with a lawyer, yet your will is reviewed by a lawyer. The whole process was so streamlined, I really can’t fault it. I strongly recommend that you just take the first step. The rest is easy." - Tanya Hanekom

"A will is always the lowest item on most people's daily priority list, but SmartWill helps make it as easy and seamless as possible. With the ability to dip in and out of the website when you have time to complete the details. With constant but not overbearing email reminders, and good advice from real people when you need it, the overall adds up to an excellent service for the price. Thanks SmartWill I can sleep a little easier now!" - Charles Edwards

As seen on: